Being broke in January mind set has been in place for a long time an people have embraced it wholesomely that you find majority finding no problem with living it.

People are not to blame because it has been a trend which most people have followed and grown comfortable living with but accepting to live it yet you know the implications it has on you is what becomes the problem

No one should comfortably consolidate themselves to that kind of mentality because it can be avoided.

Take the initiative yourself to make sure that you do not fall in the majority category that waits for January to complain of how the you do not have money because of an excuse can be avoided.

Planning for how your festivity season will go saves people from the January money crisis because one will spend the money depending on what they have planned for.

Since it is a new year, the planning starts with the new resolutions that you are making, money crisis free January should be priority because that is how you start your year.

Review what made your financial expenditure dwindle within the past year so that you can avoid those mistakes in the New Year you are getting into. With that you are able to save up enough to take you through the festive season and January.

It is not about reviewing your expenditure but taking precaution when the spending season arrives because you cannot keep on making the same mistakes each year and try to amend them.

The best thing to do is make sure that the mentality does not dig deep into your system because that will be your trend.